LIFE INSURANCE

Life insurance isn’t for you — it’s for those you leave behind.

If helping loved ones maintain a standard of living and avoid financial hardships after your passing is a priority for you, life insurance products can help. A general rule is that you may want to seek coverage between five and seven times your gross annual income. As far as the various types of policies go, they can generally be placed into one of two categories: term and permanent.

Term insurance generally provides coverage for a specified period of time and pays out a specified amount of coverage to your beneficiaries only if you die within that time period. A permanent insurance policy, on the other hand, will stay permanently in effect for the rest of your life, as long as premiums continue to be paid.

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Have Questions for JP SANTANIELLO Retirement Planning Solutions?

It can be difficult to make financial decisions without access to information. If you have questions or concerns about your current retirement strategy, feel free to contact us using the form below.

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Contact Us

Phone: 413.505.4759

Email: info@jpsantaniello.com

Our Location

1200 Converse St.

Longmeadow, MA 01106

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Our Services

» Annuities

» Asset Protection

» Life Insurance

» Retirement Income Strategies

» Tax-Efficient Strategies

» Wealth Management

 

Investment advisory and financial planning services offered through Simplicity Wealth, LLC, a SEC Registered Investment Adviser.  Subadvisory services offered through Advisory Alpha, LLC, a SEC Registered Investment Adviser. Insurance, education and consulting services offered through DBA NAME. DBA NAME is a separated and non-affiliated entity from Simplicity Wealth, LLC and Advisory Alpha, LLC.

 

Full Disclosures | Simplicity Wealth ADV 2A